Expert Debt Consolidation Services in the United States
HS Debt Support, a trusted division of Hikaru Services, is a leading debt consolidation company in USA.
We specialize in helping individuals regain control of their finances through personalized debt consolidation programs and legal debt relief strategies. If you’re overwhelmed by high-interest credit cards, multiple loans, or other unsecured debts, our proven approach offers a clear path toward financial stability.
Our clients come from all walks of life, but they all share one thing in common: the need for a fresh financial start. HS Debt Support proudly serves individuals who are:
Who We Help
Dealing with high-interest unsecured debts - Seeking alternatives to bankruptcy
- Struggling with multiple loan payments
- Looking to improve their credit over time
If you're searching for a trustworthy debt consolidation company in USA, we’re here to guide you.
Our Services at a Glance
We are more than just a debt consolidation firm — we are your resource for full-spectrum support throughout your financial recovery.
Debt Consolidation Service
Combine your debts into a single, affordable monthly payment.
Credit Counseling
Personalized sessions to help you manage finances and rebuild credit.
Bankruptcy Assistance
Guidance for those exploring Chapter 7 or 13 bankruptcy.
Legal Advocacy
Leverage consumer laws like FDCPA and the Credit Card Act of 2009 to defend your rights.
Dispute Resolution
Challenge and validate debts legally when necessary.
The HS Debt Support Advantage
We understand that choosing the right debt consolidation agency is a major decision. Here's why thousands trust us as their preferred choice:
Experience & Expertise: Our team has years of experience in bill consolidation services and understands the nuances of both federal and state debt laws.
Legal Backing: We collaborate with top consumer protection law firms to ensure your rights are protected and enforced throughout the process.
Transparent Communication: From day one, we explain every option, every term, and every outcome—so you’re always fully informed.
Personalized Service: There’s no “one-size-fits-all” here. Every debt consolidation relief plan is tailored to your needs, budget, and goals.
How Our Debt Relief Company Works?
Achieving financial freedom doesn’t happen overnight, but with the right guidance, it’s entirely possible. Here’s how our process works
Step 1
Free Consultation
Begin with a no-obligation consultation to assess your financial situation and understand your debt challenges.
Step 2
Comprehensive Assessment
Our specialists review your total debt load, interest rates, payment history, and legal standing. We tailor a debt relief consolidation plan that works in your favor, whether your debt is $6,000 or significantly more.
Step 3
Negotiation with Creditors
As reputable debt consolidators in the US, we negotiate on your behalf with creditors to reduce your outstanding balances and interest rates.
Step 4
Single Affordable Payment
We combine your debts into one easy-to-manage payment. This reduces the financial and emotional stress of juggling multiple bills and due dates.
Step 5
Ongoing Support
Throughout the process, we provide continuous education, financial tools, and legal updates. Our consolidation debt company is committed to supporting you until you're fully debt-free.
Take the First Step Today
Begin your journey to financial freedom with HS Debt Support. As a trusted debt consolidation assistance provider, we help clients nationwide manage credit card debt, loan defaults, and collection notices. Contact us now to take control of your finances and work toward a debt-free future.
What We Offer — Our Debt Relief Solutions
Success Stories: Read about how we've helped clients achieve financial freedom and regain control of their lives.
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![Emaily]()
HS Debt Support was a lifesaver. My credit card debt was overwhelming, but their team negotiated with my creditors and significantly reduced my debt. Now, I have a manageable payment plan and a clear path to financial freedom. I can't thank them enough!
Emily R. -
![Michael]()
I was drowning in tax debt and didn't know where to turn. HS Debt Support connected me with experts who negotiated with the IRS on my behalf. They created an affordable repayment plan, and now I can finally breathe again. Their support was invaluable.
Michael T.
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![Antionette]()
The personalized credit counseling sessions at HS Debt Support were incredibly helpful. They provided me with a clear understanding of my financial situation and helped me develop a plan to improve my credit score. I'm now on the road to a better financial future.
Antoinette S.
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![Michael]()
I was drowning in tax debt and didn't know where to turn. HS Debt Support connected me with experts who negotiated with the IRS on my behalf. They created an affordable repayment plan, and now I can finally breathe again. Their support was invaluable.
Michael T.
Blog
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Look for transparency, ethical practices, proven results, and access to legal support. HS Debt Support connects you with experienced consumer law firms and provides personalized strategies designed to resolve your debt efficiently and ethically.
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Most clients begin to see progress within the first 30 to 90 days of starting a program. Results may include reduced creditor calls, paused interest accrual, or the beginning of negotiated settlements. However, the full timeline depends on your debt amount, income, and strategy.
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Anyone struggling with unsecured debt—like credit cards, personal loans, or medical bills—can benefit from it. It’s ideal for individuals seeking a single monthly payment, lower interest rates, or a structured path toward becoming debt-free.
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Yes, they are fully licensed, certified, and trained to provide expert debt management solutions. We partner with experienced legal teams and professionals who specialize in consumer protection laws to ensure that our services comply with all state and federal regulations.
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Yes, HS Debt Support works with clients across all 50 states in the United States. No matter where you're located, we are committed to providing reliable and effective debt consolidation services tailored to your unique financial needs.
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While it can be incredibly beneficial, there are some risks to consider, such as:
Potential fees or interest charges if terms aren’t fully negotiated
Delaying payments during consolidation may temporarily impact your credit
New debt can accumulate if you don't change your spending habits
However, with professional guidance, many of these risks can be minimized or avoided.
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To begin, you’ll need to provide documents such as:
A list of all debts (credit cards, personal loans, medical bills)
Recent billing statements
Proof of income (pay stubs, bank statements)
Identification documents
This helps us assess your financial situation and create a customized plan.
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Initially, enrolling in it may cause a small dip in your credit score as you reduce outstanding balances and make changes to your credit behavior. However, over time, if you make consistent payments and avoid accumulating new debt, your credit score can improve as your overall debt decreases.
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HS Debt Support operates with a commitment to transparency and ethical practices. Our initial consultation is free, and if you choose to move forward, fees are clearly explained upfront. Costs vary depending on your debt amount and chosen solution, but we always ensure there are no hidden fees.
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Qualification depends on your total unsecured debt, income, and financial goals. At HS Debt Support, we provide a free consultation to assess if it is right for you.